Housing for the Community

Apply for a House On-Reserve: Kitsumkalum IR1

Apply for Maintenance and Repairs to your House (for those still paying band-owned rent/mortgages)

Apply for CMHC Assistance with Repairs (for those with band-owned mortgages paid off)

CMHC offers funding through the RRAP On-Reserve offers financial assistance to repair substandard homes to a minimum level of health and safety and to improve the accessibility of housing for disabled persons.

Apply for CMHC Assistance with Making a Home More Accessible for Elders

Kitsumkalum Housing Department offers assistance in applying to CMHC’s HASI Program. If you own your home and are 65 and over you may qualify for up to $3500.00 in renovations to improve mobility and accessibility in your home.

Ministerial Loan Guarantee

Chief and Council may consider to approve a ministerial guarantee to assist members with financing for house construction or renovations on reserve.

Downloads & Tips:

Kitsumkalum Housing Maintenance Guide

Clean & Prevent Mould in Your Home

Tips to Prevent House Fires

Home Maintenance Calendar

Links:

Canada Mortgage & Housing Corporation (CMHC)

First Nations Market Housing Fund

First Nation Housing – INAC

Home Mortgage Checklist – Most banks will ask for the following

One of your most important obligations as a tenant is to pay your full rent on time. Your tenancy agreement should establish the amount of rent, when rent is due, and what forms of payment are accepted. You are still required to pay rent on time even if the day it is due falls on a holiday or your bank is closed.

When to Pay Rent

There should be a section in your tenancy agreement about when you are expected to pay rent. Your full rent must be paid on or before the date it is due (usually the 1st of the month), and you are required to pay rent on that day even if your bank is closed. Be sure to plan ahead.

How to Pay Rent

Tenants and landlords usually arrange for rent to be paid by cash, cheque, or direct deposit. If you pay by cash, your landlord has a legal obligation to give you dated receipts. If you have not been provided with receipts in the past, you can ask for them by sending your landlord a letter.

Problems Paying Rent

When you know that you will be unable to pay your full rent on time, communicate with your landlord as soon as possible. If you are unable to pay your rent on time due to an unexpected situation, your landlord may agree to let you pay your rent late. If your landlord does agree, make sure to get their permission in writing.

You can also try requesting a short term loan from a friend, family member. If this is not possible, there may be ways to prioritize your rental payment. TV, telephone or internet providers are unlikely to shut off your service for one late payment. As a result, it may be best to prioritize your rent over other bills.

Learn Tips About Money and Finances